Why Blockchain Is Poised to Disrupt Commercial Real Estate

An interesting interview regarding crypto currency and its current and future impact on the commercial real estate industry. 

The Basics: The commercial real-estate sector is on the cusp of a major technological transformation. While blockchain and tokenization have been more visible in residential markets and crypto-buzz, the movement is now gaining real momentum in the commercial realm. According to projections and expert interviews featured by CNBC, what’s happening now may reshape how properties are owned, managed, financed, and transacted.

Key Quotes

“Commercial is definitely right around the corner from really embracing it, so we’re on the edge.” — Tony Giordano, founder of the Opulent Agency. (The Tech Buzz)

From a report: “Blockchain-based smart contracts … can play a much larger role in CRE, potentially transforming core CRE operations such as property transactions, financing, leasing, and management.” (The Tech Buzz)

Pros & Cons of Blockchain in Commercial Real Estate

Pros

• Fractional ownership / tokenization: digital tokens representing property-ownership slices can open up commercial real estate to a broader investor base. (The Tech Buzz)

• Increased liquidity: traditionally illiquid assets (large office buildings, industrial parks) could be traded more easily via tokenized shares.

• Operational efficiencies: smart contracts and blockchain ledgers can reduce paperwork, intermediaries, transaction friction and increase transparency. (The Tech Buzz)

• Financing innovation: new models such as transferable mortgage bonds (via platforms like BV Innovation) that let owners retain favorable loan terms when changing properties. (The Tech Buzz)

• Extended use cases beyond ownership: property management, leasing, utilities, smart-city integration (parking, waste, energy billing) may all benefit. (The Tech Buzz)

Cons / Challenges

• Regulatory uncertainty: in the U.S., domestic investors currently face restrictions in accessing tokenized real-estate offerings, which slows adoption. (The Tech Buzz)

• Infrastructure & maturity: blockchain applications in CRE are still nascent, especially in commercial vs residential segments. Adoption is “on the edge” but not yet fully mainstream.

• Legacy systems & institutional resistance: many commercial-property firms still operate via paper-based processes, complex loan-structures, long-term leases and may resist change.

• Market education & risk perception: Investors and property owners need to understand the technology, digital token risks, smart contract reliability, platform-security, etc.

• Data & standardization issues: For blockchain to fully deliver, data standards, interoperability across platforms and property-industry participants must evolve.

Timeline: How We Got Here & What’s Ahead

• Early 2010s: Blockchain is primarily associated with cryptocurrency (e.g., Bitcoin) and fringe real-estate use-cases — few commercial-real‐estate firms experiment.

• Mid to late 2010s: Pilot tokenization projects for residential or hospitality assets emerge; the idea of ownership via digital tokens begins to surface.

• 2023-2024: Reports and analyses start projecting large scale tokenization of real-estate assets; technology platforms mature further.

• 2025 (Now): As per the article, commercial real‐estate is “finally embracing blockchain”. A report by Deloitte projects roughly US $4 trillion of real-estate will be tokenized by 2035 (up from < $300 billion today) — a ~13× increase. (The Tech Buzz)

• 2026-2030: Expect broader adoption in commercial real-estate: more tokenized deals, fractional ownership models, more lenders/platforms using smart-contracts for financing and titles.

• 2030-2035: If projections hold, tokenization becomes a mainstream alternative in commercial real-estate markets; major property portfolios, funds and global investors participate via digital tokens; smart-city infrastructure and property operations deeply integrate blockchain.

• Beyond 2035: Real-estate ownership, financing and operations may be transformed to a digital-native model — where ownership tokens, smart contracts, blockchain-ledgers remain standard parts of the ecosystem.

Conclusion

The commercial real-estate world is shifting. What once seemed like a futuristic or speculative application of cryptocurrency is now morphing into a foundational change in how the industry works. From tokenizing assets to automating transactions and management, blockchain could usher in an era of greater transparency, accessibility, and agility. The question isn’t whether the change will happen — it’s who will lead, and who will play catch-up.

Our Take:

Admittedly, for years, I thought that the government would push back on the Crypto market given its threat to the US dollar. Clearly, that ship has sailed, and Crypto appears here to stay. We will seek to be on the cutting edge for investors and how to best maximize this for our clients. 

For more information on investing in Snohomish County Commercial Real Estate, shoot us a message and we would love to discuss. 

Our Brokerage: 

Weitz Commercial

Scott@WeitzCommercial.com

T: 206.306.4034. 

CNBC Analyst gives sober analysis of markets

Above is a recent interview with CNBC host Andrew Sorkin discussing the similarities with the current times and the crash of 1929 that led to the Great Depression era. 

While the interview avoids much in terms of data and facts to support his opinion or even provide a timeline or the depths of such a downturn, we thought it offered some interesting insights worthy of a blog post. 

Some of the highlights include: 

 

The stock market is looking eerily similar to the crash of 1929 - (Namely the mirroring of major market increases)

 

He believes that prices are unsustainable, Trump’s tariffs on China are causing stress that may lead to a correction. 

 

He believes much of  the euphoria is a result of the AI boom;

 

There is currently increasing debt (both public and private) coupled with a tremendous amount of speculation in the market and says "A crash is inevitable, but when will this bubble pop?"

 

Our notes: An interesting point that was brought up in this interview was this idea about how the average person can’t invest into private companies while rich people can. Blackrock CEO Larry Fink and others are pushing for the private market to be more open to the average person. This includes things like allowing people to invest into these riskier assets/ companies with their 401K. 

Our take: Anyone that reads this blog knows that we have said similar things for better part of the past year or two so you won't get much objection here. We'd love to have him, as an expect, provide more data to up his assertions as we like to do, but the opinion is certainly clear....expect the unexpected and proceed with caution in the coming year(s). This is why we tell our investors that patience may pay off and to wait until clear opportunities arise if we do encounter of  period of debt defaults and/ or restructuring. 

For questions related to how to navigate Snohomish County Commercial Real Estate or if you find yourself with a need for Snohomish County debt negotiating or restructuring, we are happy to help. 

Our Firm: 

Weitz Commercial

108 Union 

Snohomish, WA 

Scott@WeitzCommercial.com

T: 206-306-4034

2025 Washington Foreclosure Prevention Act now includes Homeowners Association protection

Washington’s 2025 Foreclosure Prevention Act: New Protections for HOA and Condo Owners

October 2025 | Weitz Commercial Legal & Real Estate Insights

Washington has passed a sweeping Foreclosure Prevention Act (Senate Bill 5686), aimed at giving homeowners and condo owners more options before losing their properties.

While much of the bill expands the state’s foreclosure mediation program for mortgage borrowers, one of the most significant—and often overlooked—changes is how it now affects homeowners’ associations (HOAs) and condominium associations.

Expanded Mediation Rights for HOA Foreclosures

Beginning January 1, 2026, unit owners who fall behind on association dues or assessments will have the right to participate in Washington’s Foreclosure Mediation Program—the same process available to mortgage borrowers.

This means that before an HOA or condo association can complete a foreclosure for unpaid assessments:

• The unit owner must be given a chance to “meet and confer” with the association to discuss repayment or settlement options.

• If that fails, the owner may be referred to the state-run mediation program, where both parties must appear before a neutral mediator.

• During mediation, the association is required to provide detailed records—such as account ledgers, governing documents, and any liens—so the process is transparent and documented.

• Foreclosure actions are paused while mediation is pending, giving owners valuable time to resolve their debt.

Limits on HOA Fees and Collection Practices

The new law also places restrictions on the costs an association can charge once a homeowner becomes delinquent.

Only limited printing, mailing, administrative, and late fees may be added before a foreclosure can proceed, and all notices must follow specific timing and disclosure rules.

These changes are designed to prevent “runaway” legal and administrative fees from quickly outpacing the original debt—a common problem in HOA foreclosures.

Weitz Take

This doesn't change much for mortgage defaults, but huge for HOA defaults. In my opinion, HOAs have had far too much power for years often taking small defaults and turning them into large obligations that many Homeowners can't overcome. This is a good law to hold them accountable, but will also be a strain on HOAs that don't have adequate capital reserves for increased legal fees. 

For more information on Foreclosure Fairness Act Attorneys, you can reach me directly below. 

Scott Weitz

DC Legal, PLLC

Scott@dcseattle.com